Introduction

Evi Technologies LTD ("Evi", “Evi Technologies”, "our", or "us") is a company registered in (Nigeria) whose registered office is at ‘1 Idowu Close, Alagbole Ogun State, Nigeria’, and whose registered number is ‘3558851’. Evi is registered with the registrar-general of the Corporate Affairs Commission (CAC) under the Companies and Allied Matters Act 2020 for the provision of Technology services. 

Use of our online Services

Collection of personal data

‍When you use our Services we will have access to your personal data that you submit to us and personal data accessed by Account Servicing Payment Service Providers (i.e. any financial service provider, such as a bank or a credit card issuer that maintains an online payment account on your behalf) (“ASPSPs”) (“Personal Data”) for the duration of the transmission. Such Personal Data may include your date of birth, gender, account information, account balance, transactions, information on loans, insurance data and investments data. How we access, use, process and store your personal data for the provision of the Services is set out below.

Personal Data

Use of your personal data

In order to access and use the main functionality of our Services, we will direct you to use one of our trusted service API-led providers or an ASPSP that implements Open Banking in order to transmit and access information (including personal data) relating to payment accounts (“Account Information”) that you hold with ASPSPs to us.

Any information we collect and process will be used to run the Services.

Consent

We’ll be able to access your Account Information (including any Personal data), if you give us explicit consent.

‍How do I withdraw my consent?

If you change your mind after you have provided your consent, you may withdraw your consent by contacting us at our address or the email address set out in the contact information above.

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Deletion of Personal Data

We will not keep your Personal Data for longer than necessary. We will delete your Personal Data as soon as it is no longer needed to provide the Services to you or upon the termination of the Terms of Service. To request your data to be deleted, please contact us via our address, use the delete function in your profile settings page, or send us an email at support@Evifinance.com.Your data will be deleted in full after 30 days from your request.

Disclosure

We may share your Personal Data with selected third parties, including business partners, suppliers and subcontractors that assist us in the provision of our Service to you. The third-party providers used by us will only collect, use and disclose your information as instructed by us to provide Services to you.

‍Keeping Your Personal Information Secure

‍We take the security of your personal information very seriously and have appropriate physical, technical and administrative procedures in place to help protect your personal information from unauthorised access, use or disclosure as required by regulations in Nigeria.

Once we have received your User Information, we will use strict procedures and security features to try to prevent unauthorised access including: by encrypting any Personal Information which we transfer to our financial services partner; and having in place an agreement with our financial services partner which requires it to have in place appropriate measures to safeguard the security of the Personal Information we send to them.

Your Rights

Subject Access Requests

You have the right to ask us to provide any personal data we have collected about You, to You. Should You wish to do so, please email us at privacy@evifinance.com to make a subject access request detailing:

• your name,
• your address,
• the period of data you’d like access to.

Making a complaint to a supervisory authority

Should you be dissatisfied with the service we provide, You have the right to file a formal complaint to the Federal Competition and Consumer Protection Commission (FCPC) via their website: https://www.fccpc.gov.ng/

Changes To This Policy

‍If we change this policy, we will post the revised policy here with an updated effective date. If we make significant changes to the policy, we may also notify you by other means, such as sending an email or posting a notice on our home page.

‍Cookies Policy

‍We collect data about how you interact with our website through the use of cookies. Our website uses cookies to distinguish you from other users of our website. A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer's hard drive. You can find out more information about cookies at www.allaboutcookies.org. We use cookies to enhance the online experience of our visitors and to better understand how our Site is used. Cookies may tell us, for example, whether you have visited our site before or whether you are a new visitor. They can also help to ensure that adverts you see online are more relevant to you and your interests. When you browse the Site, we automatically receive your computer’s internet protocol (IP) address. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site. When you use our website (the “Site”), our third parties may be placing and reading cookies (or web beacons) to collect information as a result of ad serving. For further information, How Google uses data when you use our partners’ sites or apps.

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